Prepurchase & Home Buying

Home buyer Services

    • Preapproval? Prequalification? Title insurance? Appraisal? Hazard insurance? Points? Adjustable rate mortgage (ARM)? Most first-time home buyers wonder what all this jargon means. The good news is the Center for Nonprofit Housing can help make sense of the home-buying process for residents of Newaygo, Oceana and Muskegon counties. We know buying a house is a huge step and, likely, is the  largest purchase you’ll ever make. You want to be armed with all the knowledge possible. The skill and expertise of CNH’s U.S. Department of Housing and Urban Development (HUD)-certified housing counselors can help simplify your home-purchasing experience.
    • CNH’s HUD-certified housing counselors are with you every step of the way, whether you’re buying your first home or next home.  From your first orientation meeting to taking our occasional Home Buying 101 class and/or through ongoing coaching sessions, the CNH housing counselors are here to help you. We help you develop a sustainable spending plan, get your credit score to the point of being mortgage ready, figure out the savings necessary for a mortgage and help you reach other financial or housing goals. All clients receive a personalized action plan so you are always taking the right steps towards achieving your goals.

PrePurchase HOME BUYING (ONE-On-ONE Coaching)

      • If you don’t think you are ready to learn all the ins and outs of buying a home, we do one-on-one coaching to get you prepared. These sessions are great if you’re unsure about your credit, need help making a sustainable spending plan or are just curious about the process.

To set up an appointment or to get more details:
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HOME BUYING 101 (educational sessions)

      • Interested in buying a home, but have no idea where to start? Overwhelmed by all the steps in the process? This course shows you how it’s done! Come to the free course to learn about the process from certified CNH staff and guest presenters who are industry professionals. We are working on scheduling our next workshop. Watch here for details. Your certificate of completion satisfies education requirement for many down-payment assistance programs.

To set up an appointment or to get more details:
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“Home is the nicest word there is.”  

– Laura Ingalls Wilder, author